Over the past 25 years as a licensed fiduciary—and as a local host of the WHAM 1180 Seniors Rock Show, airing weekly on Saturday mornings—I have had the

privilege of helping individuals and couples navigate major financial transitions. Life transitions—whether adjusting on your own, retirement, or from an inheritance—can bring both opportunity and uncertainty. Many people find themselves unprepared

for the responsibility of managing sudden wealth. I provide thoughtful guidance, helping my clients protect and grow their money while making sure it lasts as long as they do and beyond. My approach is pragmatic and client-focused—balancing risks and opportunities while keeping long-term security in mind